PLUMAS BANCORP (PLBC)

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Plumas Bancorp is a bank holding company. The Company’s primary subsidiaries are Plumas Statutory Trust I and Plumas Statutory Trust II. The Bank’s deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to maximum insurable amounts. The Bank’s primary business is servicing the banking needs of these communities. The banks principal retail lending services include consumer, automobile and home equity loans. The principal commercial lending services include term real estate, commercial and industrial term loans. In addition, it provides government- guaranteed and agricultural loans as well as credit lines. It also provides land development and construction loans on a limited basis. The Agricultural Credit Centers located in Susanville and Alturas provide a complete line of credit services in support of the agricultural activities which are key to the continued economic development of the communities it serve.