BROADWAY FINANCIAL CORP/DEL (BYFC)

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Broadway Financial Corporation is a savings and loan holding company. The Company is engaged in the savings and loan business through its wholly owned subsidiary, Broadway Federal Bank, f.s.b. (the Bank). The Bank is a community-oriented savings institution. The Bank’s business is that of a financial intermediary and consists primarily of attracting deposits from the general public and using such deposits, together with borrowings and other funds, to make mortgage loans secured by residential and commercial real estate located in Southern California. Its retail banking network includes full service banking offices, automated teller machines and internet banking capabilities. It has two banking offices in Los Angeles and one banking office located in the nearby city of Inglewood, California.