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Looking at the U.S. economy, American consumers have a lot to be optimistic about. The inflation-measuring Consumer Price Index is trending lower and is only slightly above the Fed’s 2% target. The country’s unemployment rate is less than one percentage point above its recent 50-year low, and well below its historical average.
Yet consumers are downright gloomy about their finances nowadays, for one key reason: Most can’t afford to buy a home.
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