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07 November
I’m 65 and worth more than $5.6 million. Can I afford a $200,000 camper?

A man standing on top of a camper van with arms raised, overlooking a lake surrounded by mountains.
Are you holding back in retirement because of saving habits you built up throughout your life? Photo: Getty Images

Got a question about retirement? Fill out our questionnaire or write to me directly at beth.pinsker@marketwatch.com (please put “Fix My Portfolio” in the subject line).

Dear Fix My Portfolio,

I’m looking for my dream camper, but it costs $200,000. I know it’s a crazy high price and will be the most expensive item I’ve ever bought outside of my house. Can I do it? I’m 65, married and not yet on Social Security. I have $49,000 in cash and a total of $5.6 million invested ($1.6 million in Roth, $1.9 million in a brokerage, $1.9 million in an IRA and $162,000 in a health savings account). My home is paid off and is currently worth $1.1 million. I manage my own money, and my investing strategy is to have a 60/40 allocation (best-in-class exchange-traded fund ultimate buy-and-hold Paul Merriman approach).

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